Tired of wading through spam every time you check your mail? You’re not alone. Every day, millions of people receive large volumes of unwanted and even fraudulent emails. Here are a few things you can do about it.

Create and use a temporary email address.

Yahoo and Hotmail provide this feature in order to keep your private email address strictly for your friends and family members and only. The secondary address, you can use for your subscriptions and other purposes. If your secondary address is abused from spammers and your inbox is filled with spam messages, then you can delete it and create another secondary email address.

Dont Reple to Spam Mails.

Don’t reply to spam emails. Some spam emails contain a link for you to click on if you want to opt out. Some spammers simply use this link to determine whether or not they have a live address. .

Use your e-mail’s filters.

Almost all email applications have this feature. You can create filters blocking spam words like “make money, opportunities, Viagra, sex, e.t.c” .Doing that, you will block many of your spam messages but not all of them.

NEVER post your email.

Don’t post your email on forums, websites, message boards, guest books and other online places. You should also avoid posting your contact email address on your website. Spammers use software robots and extract email addresses from thousands of websites. If you want to display your email at your website change it to jpeg photo with Photoshop or other image design software.

The use of email blocking tools.

Yahoo for instance has this excellent tool which can block up to 500 email addresses (the Free option, the paid one provide more) and this amount of spam emails will never reach your mailbox. Other web mail services provide similar features too. The preinstalled filter in your email application.

If you use outlook express you can click “message” (from windows 98 versions and later) and then click “Block sender”. Just doing that you will block many of your unsolicited emails.

Do Not respond to spam at all costs.

When you receive a spam message which asks you to click a link for whatever reason (fake unsubscribe and other) do not click it. If you do that, the spammers will now instantly that they deal with a real email address. Do Not Ever open unknown messages with attachments.

This is critical. Most of the times the attachment will be a virus (especially if it’s exe or zip format) If you open it you will activate the virus it contains and harm your computer. Accept email attachments ONLY from well known resources such as friends, business colleagues e.t.c. You should also have installed an antivirus which scans your emails before they are saved into your hard drive.

Spam can be more than a nuisance. With these tips, you can cut down on the amount of spam you receive.

Unless you’ve built a website just to showcase your collection of salt and pepper shakers, you probably want to attract some visitors. If your business depends on your site attracting visitors and soliciting sales, then web traffic is essential.

Simply submitting your site to search engines is not enough. You should work with your Webmaster to implement these ten tips to increase the level of traffic to your site.

1. Content, Content, Content!
First and foremost, make sure that your site is informative! Don’t just list your services, elaborate on what you do and why you do it well. The more detailed you are in your website, the better your search engine results will be.

2. Classified Ads
Take advantage of the variety of free online classified ad websites and get the word out about your new site!Be sure to always post a working link to your website. Get help from your webmaster on the proper html coding for a classified ad post if you need it.

3. Articles
One of the best steps you can take to promote your site is to write and publish articles (just like this one!). First, an informative article helps establish that you’re an expert in your particular field. Once a reader finishes the article, they may be inclined to follow a link to your website to learn more about you and your business.

More importantly, once you’ve distributed your article to some of the many online article directories, you’ll have created additional links back to your website that search engines will see and count. More on that in a moment.

4. Local Directories
There are two basic kinds of directories that should interest you. First, there are regional directories, perhaps for your local metropolitan area, then there are industry-specific directories. These are similar to search engines in that they list other web sites, but they’re compiled and organized differently. Additionally, many directories allow you to create an online profile that will include information about your business, rather than just a link to your website.

Take a few minutes to do some searches for directories in your area and in your industry, and submit your site to any you find appropriate.

5. Newsletters
Online Newsletters or eZine’s are a great way to keep your existing and potential clients aware of news or changes within your business. If your business model can support a regular newsletter, you should encourage visitors to your website to sign up for it. You might offer them a free copy of one of the great articles you’ve already written, as a reward for signing up.

When you’re writing for your newsletter, make sure that each of your topics has a Title, a Teaser, then a link back to your website to read the rest of the topic. If your topics are interesting and timely, then you’ll ensure repeat visits to your site.

6. Forums and Newsgroups
Another way to attract new visitors is to participate in online forums and discussions. Be sure to take the time to understand what the forum or newsgroup is about, and be respectful of other members. Simply posting ads or links to your website will likely just get you banned. Instead, post comments or questions that are on point, including a simple link to your site in your signature, and you’ll be rewarded with interested responses and visitors to your site.

7. Press Releases
Many businesses forget the power of a press release. When you have something that’s newsworthy, like the opening of your business, let the press know! They’re happy to print your release if they think it will be interest to their readers. When distributing press releases, be sure to look for online PR distributors, as well as your local news media. There are sites you can post your release for free, and other sites that will distribute your release for a nominal fee.

8. Blogs, Social Networking and Social Bookmarking
Blogs are online journals, and there are a number of websites that offer free blogging accounts. With your online journal, you can post a few tips or even full-fledged articles. If you submit new posts consistently, and the topics are interesting, you’ll start to attract a variety of visitors. There are a variety of networking sites, both social and professional, that will allow you to create an online profile for yourself and your business.

Finally, you should look in to creating accounts on several of the social bookmarking sites that have cropped up. These are sites that allow you to simply bookmark and comment on other websites.

9. Reciprocal Links
It’s very important that you find other websites that are willing to put a link on their site to yours. Some of the above methods will help accomplish this, but you should also give some thought to other site options, particularly sites that are related to your business. For instance, you might see if your Chamber of Commerce has a website, and if they do, make sure you have a link by your membership name. You might also consider other businesses that compliment yours, like how a mortgage company and a title company are complimentary. When approaching these businesses, you would offer to put a link on your site to their business, in exchange for a link on their site to your own business.

Not only will visitors to these other sites see the link to your site and follow it, but as we discussed previously, these additional links to your site will help your search engine ranking tremendously. Each link on a non-directory website is like a vote of confidence in you and your website.

10. Email and Letters
There are a variety of other ways to promote your website. For instance, every piece of communication that comes from your business should include your web address. Your email can have it in the signature, your letterhead can have it in the address area, and certainly it should be included on business cards.

Make sure that your email address is from your website and not your internet service provider. Why advertise for ABC.net when you could be advertising for YourCompany.com ?

So, I hope that you’ve gained a couple of ideas on how you can promote your website, and note that none of the above methods has to cost you any money, just a little time and effort.

I observe all the time with my home pc customers. Their computer, for whatever reason, has been rendered unbootable and they are suddenly (and understandably) worried about the contents of the hard drive. Whether it’s hundreds (or thousands) of rupees/dollars worth of downloaded music and movies, software that was purchased and paid for online, countless hours of work on personal or business documents or the unthinkable loss of all their family photos, the sudden realization that you have never safeguarded these things can be a very unsettling prospect.

One of the first questions I ask when someone calls and tells me that their pc won’t start is if they have a recent backup of their data. It’s very rare for anyone to answer that question in the affirmative. Usually, after a moment of silence, the customer will sheepishly admit that they always intended to start backing up but never did because… [insert your favorite excuse here]. I always hate to hear this because backing up your data is vitally important and (here’s the BIG SECRET) it’s not at all difficult.

There are backup utilities and services available to consumers now that make the process so simple and automated that anyone can do it easily and quickly. And the best part is, there are so many competing products you will easily find one to fit your budget if you shop around. One word of caution, though. Don’t use the built-in backup utility in Windows. Yeah, I know, it’s already there and it’s “free”.

Trust me though, it’s cumbersome, featureless and not very dependable. You won’t like it so you won’t use it and then the next time your hard drive crashes (it will happen sooner or later), you won’t have a backup. I’ve seen it happen too many times! Third party software is definitely the way to go.

Anyway, whatever backup application you decide to use, It’s important to understand what needs to be backed up. Following is a list of things you should DEFINITELY include in your backups:

The ‘My Documents Folder’ - This is hands down the most critical folder for most people in terms of data backup. This is where all of your personal and sometimes irreplaceable data is stored. By default, it contains all of your photos, music, documents, videos, etc. In some cases, such as photos and home videos, if these items are lost or corrupted, they are gone forever and cannot be replaced. (Imagine telling your wife that all of the baby pictures are gone!)

Your Accounting Data - If you use personal or business accounting software on your pc, backing up the data file on a regular basis is an absolute MUST! Enough said.

Your Email Address Book - You have a lot of important contact information that you have gathered over the years. Backing up this data is especially critical if you are a business person and you utilize email in your daily business schedule.
 
A couple of things you may want to consider backing up even though they aren’t critical are:

Your Internet ‘Favorites’ Folder - Although it’s not the end of the world if the contents of this folder are lost, trying to remeber the url’s of your favorite websites can be a daunting task.
 
Your Windows User Settings – These are the setting that ‘personalize’ your user account. Desktop backgrounds, screensavers, etc.

Things you don’t need to bother with backing up include:

Windows – You should already have a copy of your OS on disk.

Any programs that you installed from disks – You need to back up the data files, but not the program itself. Reinstall that from the disk.

Is online banking safe?

To those who fear being ripped off by cyber-thieves, the answer is a resounding “no.” There are criminals lurking online just waiting for an opportunity to steal your banking information, they will tell you. Yes, it’s true, there are cyber thieves waiting to retrieve your information. Just as there are thieves waiting to steal your mail and retrieve your vital information, or thieves waiting to steal your credit cards and rip you off.

But, if you fear doing your banking online there is one thing you need to know. Online banking can actually HELP keep you safer, IF you follow simple safety tips.

How can online banking help keep you safer? By allowing you to monitor your account between statements. How many times have you received your statement only to find something was amiss? Perhaps you find a check you remember writing, only it’s for an amount greater than what you wrote it for. Or you find ATM purchases and withdrawals you didn’t make. If you’re able to spot problems quicker, you’re able to avert a disaster down the line.

Online banking can be safe if you follow certain safety rules:

Be very careful when choosing passwords for online accounts

Use some common sense. Don’t choose your birthdate. Don’t choose pets’ names if you carry those names around with you in your purse or wallet, or if those around you are familiar with your pets’ names. Thieves are smart enough to try birthdates and pet names. Use strong passwords – that means a combination of upper- and lower-case letters, symbols and numbers that can’t be easily guessed. Some experts suggest long words, or two long words broken up with symbols or numbers.

Do not share your passwords with anyone

Well, that certainly seems simple enough. However, are you inadvertently sharing your password with strangers? Do you have passwords written down in your purse or wallet that could fall into the wrong hands if lost or stolen? And, remember, it’s not just strangers you have to worry about. According to one survey done by www.idtheftcenter.org the victim respondents indicated that 43% of them thought they knew the thief; 28% said the thief had done this to other family members as well.

Don’t have a file on your computer with your passwords

Again, a computer, particularly a laptop, can be stolen, along with all your sensitive passwords. And, if you ever get rid of your old computer make sure you take out the hard drive and destroy it, along with all sensitive data.

Use different passwords for different accounts

If you only use one username and password for all accounts and that information is compromised for one account, it’s then compromised for all accounts.

Don’t respond to emails asking for personal information

No matter how official the email looks, don’t give out your personal information. If you receive an email saying your account is going to be suspended, call the bank yourself, with a phone number from your bank statements, not a phone number provided in the email. And, never click on a link in such an email.

Don’t give personal information in unsolicited phone calls

If you receive a phone call purporting to be from your bank and they ask for personal information, don’t give it to them. Again, call your bank with a phone number from your own bank statements and see if the phone call is legitimate.

When using an ATM, don’t allow anyone to see you keying in your code

So you look a little paranoid when you cover the keypad with your body or hand. It’s your money and information you’re protecting.

Pick up your mail as soon as possible

Don’t let your mail sit in your box overnight. There may be a banking statement just waiting for a thief. And, if you can, purchase a locking mailbox which will thwart a future thief.

Check your online account regularly

Monitor your account to check for any unusual activity.

Online banking can be a wonderful timesaver. It can allow you to write bills online, transfer money between accounts and avoid long lines at the bank. And, if you follow basic safety rules it can also be a stress-free endeavor.